Terms of Service
UPDATED 2026-07-20
Service
We provide explainer articles, podcast audio and a membership subscription. Free content is open to all; member content requires a valid membership.
Accounts
Registering means you accept these terms. Accounts are personal; scraping or account sharing may lead to suspension without refund.
Billing
Memberships are billed yearly/monthly via Stripe; recurring billing can be cancelled anytime in the Stripe portal and remains active until period end. Single purchases are permanent.
Content use
Articles and audio are for personal use only; no republishing or commercial use without written permission. This also applies to Markdown exports.
Disclaimer
Content is information and opinion, not investment, legal or other professional advice. Vendor-provided content is always flagged with ⚑.
Changes
Terms may be updated; material changes will be announced on-site. Continued use means acceptance.
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